• Application taken over the phone or in person.
  
  
• Required documents received and Firestone will issue you a pre-approval.
  
  
• If loan is for a home purchase then we will obtain a copy of the sales contract.
  
  
• Firestone will issue you a good faith estimate along with other disclosures for you to approve.
  
  
• Once you give us the Green Light we will proceed ahead and order appraisal and title.
  
  
• During this time we will make sure we have everything from you and discuss locking the interest rate on your loan.
  
  
• Appraisal and title received and Firestone will verify that both of these are satisfactory.
  
  
• Complete the process and schedule a closing date for you.
  
  
• Closing date is set and you are the new homeowner or refinance is completed at the title company.

The Required Documents:

• Picture ID.
  
  
• Copy of signed Social Security Card.
  
  
• 2 Recent Pay Stubs.
  
  
• Last 2 year's W-2's.
  
  
• (If Self-Employed) Last 2 year's Complete Tax Returns.
  
  
• Most Recent Bank Statement on Checking and Savings Accounts.
  
  
• For Refinancing: All of the above documents are needed plus:
  Copy of Mortgage Statements on Loans to be paid off.
  Copy of Homeowner's Policy.